Bhutan

A count of the number of all life insurance enterprises active during at least a part of the reference period. Life insurance comprises non-linked life insurance, linked life insurance, tontine insurance, capital redemption insurance and other life insurance.

Gross claims payments comprise all payments in respect of the financial year including reinsurance. A claim is a demand made by the insured, or the insured's beneficiary, for payment of the benefits provided by the insurance contract or for coverage of an incurred loss.

Gross premiums written shall comprise all amounts due during the financial year in respect of insurance contracts regardless of the fact that such amounts may relate in whole or in part to a later financial year, and shall include inter alia reinsurance premiums received from other insurance undertakings. The above amounts shall not include the amounts of taxes or charges levied with premiums.

Persons employed - Life: employees plus working proprietors, partners and unpaid family members, paid persons outside the enterprise, e.g. salespersons, delivery persons and repair/maintenance teams. Also included are persons absent on leave, those on strike but not those on indefinite absence. Part-time, seasonal, apprentices and home-workers are included. Not included are those employed by other enterprises, repair/maintenance teams employed by other companies and those on military service.